| Family |
No cancer or cardiovascular death of either parent before age 60. |
No cancer or cardiovascular death of either parent before age 60. |
No more than 1 cancer or cardiovascular death of parents before age 60. |
| Blood Pressure |
140/85 |
150/90 |
155/95 |
| Cholesterol Levels |
Under 210, HDL: Less than 5.0 |
Under 240, HDL: Less than 6.5 |
Under 280, HDL: Less than 8.0 |
| Health History |
No history of major health conditions, such as, cancer, diabetes, heart disease. |
No history of major health conditions, such as, cancer, diabetes, heart disease. |
Some major health conditions allowed. |
| Driving History |
No more than 2 moving violations in the past 3 years. No record of DUI or reckless driving |
No more than 2 moving violations in the past 3 years. No record of DUI or reckless driving in the past 5 years. |
No more than 2 moving violations in the past 3 years. No record of DUI or reckless driving in the past 2 years. |
| Tobacco |
No use of nicotine products in past 3 years. |
No use of nicotine products in past 3 years, also preferred smoker rates available. |
No use of nicotine products in past 1 year, also standard smoker rates available. |
| Substance/Alcohol Abuse |
No history of alcohol or substance abuse. |
No history of alcohol or substance abuse. |
No alcohol or substance abuse in the past 7 years. |
| Aviation |
available with additional rider. |
available with additional rider. |
available with additional rider. |
| Besides the above profile , height and weight may affect the overall rate someone qualifies for. |
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